Homeowners insurance
Compare home insurance quotes side by side
Describe your house once, and insurers and agencies serving your area can reply with quotes. Look the offers over together before deciding anything.
- Free to use
- No obligation to buy
- Licensed insurers and agencies
Enter your ZIP code to begin
Using the site costs nothing, and you choose whether to buy.
Three steps from ZIP code to quotes
One set of answers replaces a form on every insurer's website.
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Enter the ZIP code
Rates and eligibility depend on where the house stands, so we begin with its location.
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Describe the home
Give us the property type, year built, square footage, roof details and the coverage you want.
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Compare quotes
Insurers and agencies that write policies where you live may send quotes. Read through them whenever you like; nothing is decided until you say so.
Have these handy
- The property address
- The year the house was built
- Its size in square feet
- The age and material of the roof
- Your claims history
- Your current policy's declarations page, if you have one
- Your mortgage lender, if there is a loan on the home
Who does what
We compare
We collect your answers, pass them to partners and explain how the process works.
Insurers insure
Pricing, approval, billing and claims belong to the insurance company, not to this website.
Questions people ask
Are you an insurer?
No, this is a comparison site only. The insurers and agencies behind each quote do the underwriting, selling and servicing, and we are neither agent nor broker.
Why do prices differ for the same house?
Each insurer weighs roof age and material, construction, claims history, location, deductible and coverage limits in its own way, so one house can be priced differently by different companies.
Where does my information go once I send the form?
It is passed to insurers, marketing partners and agencies, any of which may get in touch by phone, text message or email about home insurance, following the consent wording shown with the form. The privacy policy gives specifics.
Is it free?
Yes. We charge visitors nothing. Our income comes from partners, and that arrangement may affect which of them your request is sent to.
Must I buy a policy?
No. Comparing commits you to nothing, and you can stay where you are. Should you purchase, the agreement is made with the insurer.
Is the advertised rate what I will pay?
Not necessarily. Advertised rates apply only to homeowners who qualify, and they vary by company and state.
Ready to compare?
Start with the ZIP code of the property.
